‼️Important update for anyone serving as a financial sponsor under the Affidavit of Support (Form I-864).
❗️As of August 31, USCIS is using a new edition of the Affidavit of Support (I-864). By signing the form, the sponsor is now effectively giving USCIS and the U.S. Department of State permission to request information about their credit history and credit score.
⚠️What does this mean in practice?
🔹 USCIS now has the ability to request a credit report and credit score. However, you are not currently required to submit a credit report with Form I-864.
🔹 There is still no minimum credit score or specific set of criteria that USCIS will use to evaluate a sponsor’s credit history. So, it’s too early to say that a low credit score will automatically lead to a denial.
🔹 However, the wording of the new form suggests that a sponsor’s financial situation may be evaluated more broadly. This could potentially include outstanding debts, late payments, bankruptcies, and other negative information in the sponsor’s credit history.
🔹 If there is a credit freeze or security freeze on your credit report, USCIS may not be able to obtain the information. USCIS warns that this could delay processing and recommends lifting the freeze after receiving a request for the information.
✅At the same time, the basic requirement remains the same: the sponsor must demonstrate sufficient income, generally at least 125% of the Federal Poverty Guidelines. In certain situations allowed by law, assets, a household member’s income, or a joint sponsor may also be used.
⚠️ As of August 31, only the new edition of Form I-864 is accepted. The 10/17/24 edition, if mailed or filed online on August 31 or later, will not be accepted.
If you have questions about Form I-864, the financial sponsorship requirements, or your immigration situation, I invite you to schedule an online consultation.
Irina Lust
U.S. Immigration attorney
18 years of experience
✉️ info@myimmigrationlawyerusa.com
📱 +1 (203) 451-3240 WhatsApp (text only!)
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